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I am looking for for medical insurance for a person from India who had a kidney transplant about 6 years ago and is also diabetic and has blood pressure. Is there an insurance provider who will cover him?
Thank you for contacting Insubuy. You may purchase Visitors Insurance, but keep in mind that visitors insurance plans are designed to primarily cover someone for new illnesses, injuries or accidents that manifest or occur after the effective date of the policy. They are not designed to cover pre-existing conditions, routine doctors visits or preventative treatments, but some plans will include coverage for acute onset of pre-existing conditions.
The final determination as to whether or not the medical situation is covered under the policy is made by the claims department using the attending physicians statement, and medical records that are generated at the time of the incident. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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