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I am looking to purchase Visitor insurance for my mother in law who is coming to USA next week. Her age is 53. I am planning to buy one of the Safe Travel comprehensive policies. On the Safe Travel policies , it was mentioned that there is no deductible as long as we go to In network providers. Can you confirm if I only go to In-Network providers under Safe Travel policy - I won't be charged any deductible at all? Please confirm.Also I do not see much difference between different Safe travel comprehensive policies - cost saver vs regular vs comprehensive. Is there any suggestion you can provide? As I mentioned My mother in law's age is 53 and she has diabetes and no other pre-existing conditions. Thank you
How Safe Travels USA Comprehensive plan works
You can also confirm in the certificate wording. Difference between Safe Travels USA Comprehensive Vs Safe Travels USA Cost Saver
Insurance provides coverage for new sickness, injuries or accident which didn't exist before the effective date of the policy. Safe Travels USA Comprehensive plan provides coverage for An acute onset of pre-existing conditions
You can also find insurance plan with Pre-existing conditions
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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